Risty Benefits

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Map & DirectionsDirections311 S Phillips Ave Ste 201Sioux Falls, SD 57104 Write a ReviewWrite Review

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AKA: Risty Benefits Inc
Categories: Life Insurance, Auto Insurance, Dental Insurance, Health Insurance, Insurance, Workers Compensation & Disability Insurance

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Phone: (605) 338-1489

Address: 311 S Phillips Ave Ste 201, Sioux Falls, SD 57104

Risty Benefits

Health and Life

Life Insurance
Group life insurance provides coverage to employees that may be unable to get it elsewhere due to existing health conditions. Most employees don’t have life insurance unless it’s offered through their employer.
Health Insurance
This Privacy Notice explains how Risty Benefits, Inc. (also referred to as “we” or “us”) may collect, use and disclose certain personally identifiable information (PII) in the course of assisting you in comparing qualified health insurance plans, obtaining determinations of eligibility for coverage, and enrolling in qualified health plans direct through the carrier.
Disability Insurance
Disability insurance is coverage that provides you with income protection, should you lose time on the job due to an injury or illness. With Disability coverage, you receive partial replacement income.
Long Term Care
While Medicare provides broad protection against the costs of many, primarily acute care, services, the program does not cover all services that may be used by its aged and disabled beneficiaries. In general, Medicare does not cover eyeglasses, hearing aids, dentures, or most long-term care services. Further, unlike most private insurance policies, it does not include an annual catastrophic cap on out-of-pocket spending on cost-sharing charges for services covered under Pats A and B (except for persons enrolled in Medicare Advantage plans).
Dental Insurance
In addition to protecting your smile, dental insurance helps pay for dental care and usually includes regular checkups, cleanings and x-rays.
Vision Insurance
Vision Insurance – health or wellness plans designed to reduce your costs for routine preventive eye care and prescription eyewear.

Personal

Identity Theft Insurance
Repairing the damage from identity theft can be a daunting—and financially taxing—task. After losing money to identity theft, you don’t want to spend more on the various fees and charges that accompany re-establishing your name and credit. Some employers offer identity theft insurance as a voluntary benefit that can help protect employees should they become a victim of identity theft.
Pet Insurance
As veterinary technology adopts advanced diagnostic and treatment tools already used for people, the possibility of saving a pet from life-threatening injury and disease has increased. However, the cost of veterinary care has risen as well. Having pet insurance can provide your employees with the ability to say “yes” to a costly but life-saving operation for their pet.

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