Aic Insurance Services

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Insurance, Auto Insurance, Boat & Marine Insurance

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(616) 676-4000Call Visit WebsiteVisit Website Map & DirectionsDirections219 E Main StLowell, MI 49331 Write a ReviewWrite Review

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Extra Phones: Phone: (616) 987-8000
AKA: Aic Insurance Svc
Other Link: http://www.theaicgroup.com
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (616) 676-4000

Address: 219 E Main St, Lowell, MI 49331

Website: http://www.theaicgroup.com

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Aic Insurance Services

Auto Insurance
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following...
Boat Insurance
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
RV Insurance
While most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles, both of which can be particularly expensive to replace. When considering insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your RV is put out of action during a trip, removing that extra worry.

Home Insurance
Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.

Health and Life

Life Insurance
Not every employer can afford to pay for healthcare or life insurance plans for their staff members, but that doesn’t mean your business can’t offer them any type of medical benefits. Instead, your business can sign up for group voluntary benefits, which may help lower costs for staff without any cost to the employer.
Health Insurance
Some employees may prefer a nice bonus, but in most cases, employees see health care as a core part of the compensation package—arguably as important as the salary itself. Buying group health insurance is an economical way for your business to recruit and retain staff while increasing the likelihood that they’ll be fit to work.
Disability Insurance
While employees can take out personal disability insurance themselves, businesses that pay for a plan as part of their employee benefits package often find that it is a great way to recruit staff and make them feel valued. Disability insurance pays out to an employee of your business who is unable to work because of illness or injury. Typically, the payout is equal to 60 percent of their typical salary and is often paid as tax-free income.
Dental Insurance
The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
Vision Insurance
Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many plans to choose from to help offer coverage to your team, no matter how many employees you have.

Business Insurance
If you make and distribute products, standard business insurance might not be enough. A dedicated manufacturer insurance policy may cover the specific risks you face, leaving you free to concentrate on your business.
Commercial Property Insurance
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
Workers Compensation Insurance
Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
Commercial Liability Insurance
A business owners insurance policy, or BOP, combines business property and business liability insurance into one convenient policy. Your business faces a variety of risks unique to your industry, but there are certain coverages that businesses need regardless of their size or business type. Having a BOP helps you safeguard your business by helping to protect what you’ve built.
Professional Liability Insurance
Lawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.
Builders Risk Insurance
Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.
Restaurant Insurance
As a restaurant owner, you know the amount of work it takes to run your business on a day-to-day basis. You might also know the statistics about how tough it is to survive and thrive in the restaurant business. But did you know that getting a restaurant insurance policy may help give you a fighting chance by mitigating some of the risks involved in the food industry?

Liability Insurance
As part of your contractor insurance policy, general liability insurance may cover you against claims of damage or injury caused on-site or to visitors on your premises. Such costs can be immense, and general liability insurance is often mandatory if you want to bid for government contracts.
Travel Insurance
Various types of travel insurance are available that may offer protection in case of lost baggage, trip cancellation or delays, or trip interruption. You may also want to consider policies that cover accidental death and dismemberment, as well as the repatriation of remains.
Identity Theft Insurance

Natural Disaster

Flood Insurance
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.

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