D & L Smith Insurance

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Homeowners Insurance, Auto Insurance, Business & Commercial Insurance

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Tomorrow: 8:00 am - 4:30 pm

115 Years

in Business

(319) 334-6066Call Visit WebsiteVisit Website Map & DirectionsDirections601 1st St WIndependence, IA 50644 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Thu:	8:00 am - 4:30 pm
Fri:	8:00 am - 4:00 pm

Places Near Independence with Homeowners Insurance

Rowley (12 miles)
Jesup (13 miles)
Winthrop (14 miles)
Quasqueton (14 miles)
Hazleton (15 miles)

More Types of Insurance Services in Independence

Insurance Adjusters Life Insurance Health Insurance Auto Insurance Actuaries Homeowners Insurance

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Extra Phones

Phone: (319) 334-2094

Fax: (319) 334-2094

TollFree: (888) 422-6081

AKA

Smith - D & L Insurance

Other Links

http://www.smithdandlins.com

https://smithdandlins.com/contact-us

Categories

Homeowners Insurance, Auto Insurance, Business & Commercial Insurance, Insurance, Liability & Malpractice Insurance, Property & Casualty Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (319) 334-6066

Address: 601 1st St W, Independence, IA 50644

Website: http://www.smithdandlins.com

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D & L Smith Insurance

Auto Insurance
Auto insurance not only protects you vehicle from damage resulting from accidents, hail, and risks of loss, but it can keep you from losing your life‘s savings in an accident. In today’s litigious society, a properly structured auto insurance policy can be the only thing that stands between you and a lawsuit.

Home Insurance
Owning a home in Iowa can be an adventure. The ever-present risk of hail and tornado requires that the coverage protecting your house be current and comprehensive. Other risks of loss such as fire and sewer/drain backup need to be accounted for as well.

Business Insurance
West Bend. Please keep in mind these short explanations are just summaries of the types of insurance offered. A West Bend independent insurance agent at Smith D & L Insurance in Independence is the best resource for a thorough explanation
Workers Compensation Insurance
While all claims situations are serious, workers compensation claims are particularly harrowing because they involve the most valuable resource a business has: its people. The timely handling of a workers compensation claim can have a huge impact on the ultimate outcome. Cases that do not receive proper attention in a timely fashion — both from an indemnity perspective and a medical perspective — have the potential for a poor outcome. As such, any steps that can be taken to move the process along quickly are much more likely to create the best possible outcome.
Commercial Liability Insurance
Business Umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage. This “umbrella” generally extends coverage over automobiles, general liability, and employer’s liability.
Restaurant Insurance

Liability Insurance
Small restaurants and catering businesses may assume that their General Liability Insurance will cover legal fees and other costs if they are sued for a liquor-related damage. However, your General Liability coverage does not protect your company against alcohol-related claims. Liquor Liability Insurance can be added to your General Liability Coverage or purchased as a separate policy altogether.

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