McKinzie Insurance Agency

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Insurance, Auto Insurance, Boat & Marine Insurance

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(760) 602-9275Call Visit WebsiteVisit Website Map & DirectionsDirections1660 Corte OrchidiaCarlsbad, CA 92011 Write a ReviewWrite Review

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Brands: foremost, hartford, independent agents, metlife, progressive, progressive insurance, safeco, travelers, travelers insurance
Neighborhood: Carlsbad
Other Link: http://mckinzieins.com
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (760) 602-9275

Address: 1660 Corte Orchidia, Carlsbad, CA 92011

Website: http://mckinzieins.com

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McKinzie Insurance Agency

Auto Insurance
Commercial auto insurance is a flexible type of insurance that can cover multiple vehicle types and even some types of motorized equipment. It includes coverage for both bodily injury and property damage while operating a company vehicle. It also provides medical payments (also known as Personal Injury Protection, or PIP) for both the driver and passengers of the policyholder’s car.
Motorcycle Insurance
McKinzie Insurance Agency, Inc. insures a full spectrum of motorcycles, from street cycles to dirt bikes. Your motorcycle insurance policy starts with basic liability insurance. McKinzie Insurance Agency, Inc. works with multiple insurance companies so we can provide you with motorcycle insurance coverage options that are right for you.
Boat Insurance
McKinzie Insurance Agency, Inc. can help make your time on the water relaxed and worry-free. We will help you find a comprehensive boat insurance policy that helps protect your watercraft and equipment.
Inland Marine Insurance
Consider inland marine insurance. It preserves the value of a product over and above what traditional insurance may not cover while it’s being transported. Whether your business needs ongoing coverage or a policy to safeguard a one-time transit of goods, McKinzie Insurance Agency, Inc. will be there to help you select an option that’s right. As an independent insurance agency, McKinzie Insurance Agency, Inc. has access to a number of different insurance companies. We are not married to a single brand and can measure the pros and cons of the different offerings on the market.

Renters Insurance
You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer -- and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can covers your personal property against theft or damage, even if you are away from your home.
Home Insurance
When your home is damaged or destroyed, you want an insurance company that will respond quickly with calm efficiency. McKinzie Insurance Agency, Inc. can help you find the home insurance that will give you the peace of mind to know you are covered when disaster strikes.
Condo Insurance
Condo insurance protects what your association's insurance does not, including your possessions, repairs to the interior of your unit, and liability claims brought against you, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement. Let McKinzie Insurance Agency, Inc. help you find the right amount of coverage to suit your condo insurance needs. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you are properly covered.
Landlord Insurance
Not only do you want your property covered, but you want to protect yourself and your integrity. Landlord protection liability insurance options provide you with protection against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.

Health and Life

Life Insurance
Buying life insurance is not a topic most people enjoy. It’s hard to think about your life ending, especially if you have kids, a spouse, or other loved ones in your life. Because of this, many people wait too long to consider buying life insurance. Being older, ill, or having significant debt can raise your premiums or make you ineligible for a policy. Even though you may not think you need a life insurance policy yet, it’s a good idea to speak to an advisor about your options. When you discuss life insurance with someone at McKinzie Insurance Agency, Inc., you can be assured you're speaking to a considerate and compassionate agent who will help you find the right insurance policy for you.

Business Insurance
At McKinzie Insurance Agency, Inc., we know the goods you transport can have a value beyond the scope of your traditional business insurance. Let us help you find the right coverage for your next transport of high-value goods.
Commercial Property Insurance
Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, and more. This type of policy typically covers things like losses from fire, break-in, vandalism, wind and other natural or manmade disasters.
Workers Compensation Insurance
Workers Compensation pays for medical care and the physical rehabilitation of employees injured at work, and helps to replace lost wages while they are unable to work. In most cases, this type of coverage also protects an employer from lawsuits from injured employees.
Commercial Liability Insurance
Also known as “General Liability,” Commercial Liability Insurance is exactly what it sounds like: a broad type of policy that covers the general liability exposures a business might face during its normal day-to-day operations. McKinzie Insurance Agency, Inc. recommends that all businesses have this type of coverage in place at all times.
Professional Liability Insurance
E&O insurance, also known as Professional Liability Insurance, covers professionals for negligence, as well as for errors or omissions that damage their clients or cause damage to a third party’s data. E&O insurance is especially important for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.

Liability Insurance
Situations like these are why umbrella liability insurance exists. An umbrella policy picks up where your homeowners or automotive insurance policies leave off, for additional coverage, often up to a million dollars or more.
Identity Theft Insurance
Pet Insurance
For most pet owners, their animals are part of the family. Whatever package they come in, large or small, your animals' well-being is your major concern, and therefore it’s ours too. That’s why we help find pet insurance policies that are affordable and that work when you need them to.

Natural Disaster

Flood Insurance
To help protect homeowners, renters, and business owners with flood insurance, Congress created the National Flood Insurance Program (NFIP) in 1968. Communities in high-risk areas for flooding work with NFIP to bring help to reduce the danger of flooding. If standards set by FEMA (the Federal Emergency Management Agency) are met or exceeded, participating communities are included in flood insurance programs that make this insurance affordable and accessible.

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