If you are struggling financially, don't feel like you have no control over the matter. While your mortgage lender and other creditors may be telling you that your only option is to get current on your debts or face legal action, they don't have the final say. You do. At the law firm of Claeys, McElroy-Magruder & Kitchens, we help people resolve their debt problems and give them the fresh start they need. We also represent clients in a variety of mortgage abuse and foreclosure matters. We have extensive experience with these types of cases, and many of the cases we have won for our clients were used in the formulation of Georgia's consumer protection laws involving the conduct of mortgage companies. Helping our clients navigate Bankruptcy and protecting their interests.
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No. But it can keep you from going to jail by including your child support arrangements (amounts owed when you file) in your Chapter 13 payments.
Child Custody and Visitation
Divorce, also known as dissolution of marriage, is the termination of a marriage or marital union, the canceling or reorganizing of the legal duties and responsibilities of marriage, thus dissolving the bonds of matrimony between a married couple under the rule of law of the particular state. Divorce laws vary from state to state, but in most states divorce requires the sanction of a court or other authority in a legal process, which may involve issues of alimony (spousal support), child custody, child visitation / access, parenting time, child support, distribution of property, and division of debt.
Spousal Support
If you have already been through a divorce, the most important thing to understand is which debts can and cannot be discharged in a bankruptcy. If you have been ordered to pay child or spousal support, you cannot discharge these debts in a bankruptcy.
Since his admittance to the Bar, John has limited his practice to civil litigations, and has successfully handled thousands of cases on behalf of his clients. The majority of his civil practice is personal injury, including wrongful death and trucking cases.
Assault
Murder
Kelly is an Augusta native, graduating from Westside High School in 1989 before leaving to attend the University of Georgia for both undergraduate studies and law school. After graduation, Kelly returned home to Augusta to serve as a prosecutor for the Augusta District Attorney’s Office. Kelly served in that capacity for over four years and during that time tried over 100 cases – everything from traffic charges to murder. During that time, Kelly specialized in crimes against children and served on both the Fatality Review Panel for Richmond County and becoming a Certified Forensic Child Interviewer by the National College of District Attorneys.
The most common types of personal injury claims are road traffic accidents, work accidents, tripping accidents, assault claims, and product defect accidents (product liability). The term personal injury also incorporates medical and dental accidents (which lead to medical negligence claims ) and conditions that are often classified as industrial disease cases, including asbestosis and peritoneal mesothelioma and other workplace-caused issues.
Filing for Chapter 7 Bankruptcy in Augusta GA is a decision that you shouldn’t make lightly. When you ask the court to help, it can have a devastating effect on your credit. A bankruptcy will stay on your credit report for up to 10 years, which can affect your ability to buy a home or a vehicle. Still, when you are drowning in debt, you need to call the Chapter 7 bankruptcy attorneys at Claeys, McElroy-Magruder & Kitchens to help. With years of experience, we’ve been able to help our clients through the turmoil of bankruptcy so they can get on with their lives.
Foreclosure
If you refinance or take out an equity line secured by your home, you run the risk of owing more than your house is worth. Georgia has one of the highest foreclosure rates in the nation with an average of one in every 328 housing units receiving a notification of foreclosure.